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Student Resources

2019/20 ​MD Program Fees

The table below outlines the tuition and supplementary fees associated with your medical education at McMaster. In addition to the expenses listed below, you will also need to think about ​basic living costs that you will incur ​such as accommodation, utilities, transportation and food costs. There will also be unanticipated expenses throughout medical school such as elective travel, CaRMS interview fees and transportation, and membership fees.

Tuition $2​5,129.96
Supplementary Fees:
Athletics & Recreation $124.43
Learning Resources $255.87
Medical Students Society $150.00
Student Health Service $62.54
Student Services Fee $76.14
Health Screening $29.53
Respiratory Mask Fitting $2​4.16
MSU - Health Insurance and Dental Plan $2​62.50
Total Supplementary Fees $9​85.17

International Fees (Medicine) all years - $95,000.00 plus supplementary Fees ($​985.17) = $95,​985.17

Estimated Basic Living Costs in Hamilton

Expense Average Cost
1 Bedroom Rental $1150
2 Bedroom Rental $1370
3 Bedroom Rental $1842
Heat, Electricity, Water $90 - $350+
Internet (10Mbps, unlimited data, Cable/ADSL) $45 - $100+
Groceries $200 - $350

What Sources of Funding Are Available To Me?

  • Provincial Assitance

  • MD Program Bursary Assistance

  • External Bursaries or Awards

  • Final Year Medical Student Bursary - Clerkship Stipend

  • Clerkship Travel Program

  • Student Line of Credit


Download and use this budget worksheet to help create an annual budget that you can use to keep track of your expenses during medical school and plan ahead for ​a successful three years.

Student Financial Aid & Scholarships works in collaboration with the Student Success Office and Catholic Credit Counselling to develop financial services for undergraduate students focusing around budgeting and money management, understanding credit, good financial habits etc. 

This initiative is called the MAC’s Money Centre.  Their first step was a website which you can view here:


Talk to an accredited money coach every Monday and Thursday through the Student Success Centre. Their money coach will help you examine your financial situation, discuss possible options and help you create a plan of action that best suits your needs. This service is available to all full-time undergraduates and graduates, including medical students. If you're looking for advice or have questions about your financial wellness, visit them!


Make an appointment to meet one-on-one with an accredited money coach. Appointments are available every Monday and can be booked in OSCARplus.

  1. Log into OSCARplus with your MAC ID.
  2. Select Appointments.
  3. Select Student Success Centre Appointments.
  4. Select Mac’s Money Centre.


Drop by Gilmour Hall (GH 110) on Thursday afternoons to speak with a money coach from 1:30 – 4:00 p.m. No appointment is necessary. Meetings are 15 minutes and are available on a first-come basis.

Concerns regarding your student account or financial aid should be directed to the Student Accounts & Cashiers or Student Financial Aid & Scholarships office respectively.

The OCRC (Off-Campus Resource Centre) serves primarily as a rental listing service for landlords. However, ​they also have a variety of housing-related resources for students and others visiting McMaster on a temporary basis. ​Visit their office to pick up a copy of the Hamilton Bus Route Map, inquire about referrals to local legal clinics, and view the full listings in-person. They are always glad to answer your questions and assist in your quest for temporary housing!

Some of the services they offer:

  • One-on-One Meetings with Our Staff

  • Lease Reviews

  • Information Sessions for Students Moving Off-Campus

  • Off-Campus Housing Fair

  • Housemate Connector

Check out campus-based resources using the following links:

Hamilton Campus

Niagara Regional Campus

Waterloo Regional Campus

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